Why this product
The model helps employers improve workforce stability while employees access dignified, affordable credit options through a trusted channel.
Employee Finance
AVID Shakti
Financial wellness support for blue-collar teams through employer-linked access.
AVID Shakti provides structured financial support for blue-collar employees, including salary advances and micro-loans for urgent personal needs.
Best fit for
Businesses aiming to improve employee retention and productivity by offering responsible financial-wellness support.
Why Choose Avid Capital for Employee Financial Wellness?
Shakti combines digital accessibility, practical repayment, and low operational burden for employer partners.
Instant Salary Advances
Give employees timely access to earned wages for urgent needs.
Affordable Micro-Loans
Small-ticket loans with manageable repayment structures.
Zero Employer Liability
Avid Capital manages underwriting, disbursal, and collections.
Digital Process
Onboarding and servicing are designed for minimal HR friction.
Retention Benefits
Improved financial confidence can support lower attrition rates.
Dedicated Support
Our team supports both employers and employees through each step.
Build a stronger workforce with a practical financial-wellness offering for your teams.