About Avid Capital

An MSME focused NBFC built on technology, trust, and customer commitment.

Avid Capital exists to make business finance more dependable for growth-oriented enterprises. We combine disciplined credit practices, digital execution, and high-touch service to help MSMEs access the right capital at the right time.

Mission

Make MSME finance faster, clearer, and more reliable

Deliver transparent and technology-enabled lending journeys that reduce delays and improve confidence in financial decision-making.

Vision

Be India's most trusted MSME finance partner

Build a future where every growth-ready MSME has access to responsible, responsive, and sustainable financing.

What Drives Us

Technology + Customer Focus

We continuously improve credit, servicing, and communication systems to create a better experience for customers and partners.

Our Values

Our values define how we work with each other, our customers, and every ecosystem participant we engage with.

Customer First

We design every process around clarity, responsiveness, and measurable value for MSME customers.

Responsible Lending

We combine growth support with prudent underwriting, transparent communication, and fair practices.

Technology With Purpose

We use digital systems to reduce friction, improve speed, and raise decision quality across the lifecycle.

Ownership Mindset

We act with accountability, move decisively, and stay committed to outcomes for customers and partners.

Build Together

We collaborate deeply with borrowers, advisors, and ecosystem partners to create long-term success.

Our Team

Our leadership team combines lending, technology, compliance, and product expertise to build a resilient and customer-focused finance platform.

Rakesh Mishra, Avid Capital

Rakesh Mishra

Founder & CEO

Leads strategy, lending operations, and growth with a focus on building a trusted MSME-first NBFC platform.

Gunjan Patidar, Avid Capital

Gunjan Patidar

Founder & CTO

Leads technology architecture, data systems, and automation to deliver faster, more reliable credit workflows.

Sabhapathy Krishnan, Avid Capital

Sabhapathy Krishnan

Director & Chief Compliance Officer

Oversees regulatory governance, policy controls, and responsible lending practices across the organization.

Vijay Murar, Avid Capital

Vijay Murar

Independent Director

Provides independent board oversight on governance, risk, and strategic direction to support responsible long-term growth.

Our Journey

From our founding to today, we have grown through focused execution, stronger partnerships, and a deep commitment to MSME outcomes.

February 2025

Avid Capital received certificate of registration from RBI

Received RBI registration as an NBFC, establishing the regulatory foundation to serve MSMEs with compliant and responsible lending solutions.

April 2025

Commenced lending operations

We started with a clear focus: solving working-capital and growth-finance challenges for underserved MSMEs.

December 2025

Reached a total disbursement of ₹50Cr

We broadened offerings to include business loans, invoice discounting, and supply-chain oriented financing solutions.

2026

Strengthening the next phase of growth

Our focus remains on responsible lending, customer-first service, and technology-led execution at scale.

Partners & Backers

We work alongside strong ecosystem partners and backers across finance, technology, and operations to create durable value for MSMEs.

Distribution & Channel Partners

Debt & Structured Finance Partners